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The best special needs planning advice often comes from real conversations between families. Inspired by years of "bleacher talk", this blog offers practical financial planning insights for families, caregivers, and professionals supporting individuals with special needs. 

Thursday, June 4, 2026

Virginia’s ABLEnow program is celebrating its 10-year anniversary in 2026. While this is a meaningful milestone, many families still struggle with how to practically use an ABLE account. Over the years, the rules surrounding ABLE...

Monday, April 27, 2026

Until recently, Virginia counted that 50% Social Security benefit as earned income to the disabled adult child for Medicaid developmental disability waiver eligibility purposes. This created a real problem for working individuals with...

Sunday, April 26, 2026

For as long as I can remember, my family found some of the most valuable information in the special needs community not from textbooks or formal guides, but from conversations. From sitting in the bleachers at basketball games to...